Choosing Your First Credit Card
The following information will help you choose and use your first credit card successfully.

Are You Ready For Your First Credit Card?

Before choosing your first credit card make sure you have considered the following.

Income
Do you have a steady job or income? You must have an income in order to pay for your purchases made on credit. Failure to pay for credit will lead to heavy debt and perhaps eventual bankruptcy.

Temptation
Will you be able to resist the temptation to overspend? Using credit responsibly requires a lot of self discipline.

Motive
What is your motive for getting a credit card? Is it to build a good credit record, the convenience of credit, or to be able to make spontaneous purchases when you do not have cash?

After considering the above, if you still think you are ready for a credit card, choose carefully.

Article source: http://www2.state.id.us